debt consolidation reduction loans are a proven way. You could just take down a house equity loan ( or perhaps a cash-out refinance) from your mortgage company, or perhaps you can start a new bank card and move the balances over. The latter might have a zero % basic interest rate, providing you with many months or even more to pay your balance down interest-free.
The most useful debt consolidation reduction option would be the one that simplifies your monetary life or reduces your price of debt, or both.
You may not qualify for a zero percent credit card balance transfer offer if you’re already struggling to make your debt payments or your credit cards are maxed out.