Thank you for visiting the newest Direct Express site
Available
Understand the possibility of the Direct Express В® card with 24/7 customer support.
You don’t need to carry considerable amounts of money with no danger of stolen or lost checks.
convenient
Buy things and get money anywhere Debit MasterCard В® card is accepted.
suggested
The U.S. Department associated with the Treasury requires all advantage payments electronically be made.
REGARDS TO utilize FOR YOUR DIRECT EXPRESS В® DEBIT MASTERCARD В® CARD
You have got required to get particular government advantages by a primary ExpressВ® Debit MastercardВ® Card (“Card”) granted by Comerica Bank (“us, we”), in place of receiving a check or direct deposit to your checking or family savings. You don’t have to just accept this advantages card. If you fail to consent to accept the Card under these Terms, usually do not trigger your Card. Rather, get rid of it by cutting it by 50 percent, notify customer care in the quantity below, and contact the agency having to pay your advantageous assets to make other plans for getting future advantage repayments.
Keep these Terms of good use (“Terms”) and also the other information you received in regards to the Card in a secure spot along with your other crucial documents but don’t maintain your PIN along with your Card. These Terms describe your legal rights and our liberties about your Card, the utilization of your Card, along with your Card Account.
BY ACCEPTING THIS CARD YOU CONSENT TO THESE TERMS:
Definitions:
Agency. The us government Agency that pays your Advantages.
ATM. Automated Teller Machine showing the Mastercard В® logo design or Mastercard В® ATM Alliance Logo.
Benefits. The us government re payments you obtain electronically through the Agency.
Day Business. Monday through Friday, excluding federal holiday breaks.
Card. The Direct Express В® Debit Mastercard В® Card or its card quantity granted by Comerica Bank which is used to get into funds in your Card Account. Access in certain full situations requires making use of your PIN.
Card Account. The account held at Comerica Bank to which your Advantages are electronically sent by the Agency and that you simply access by way of your Card. You might be who owns the funds into the Card Account. The funds are FDIC insured to your maximum amount allowed for legal reasons.
PIN. The Personal Identification quantity which you choose.
Deal. A purchase, money withdrawal, cash return, cash advance, vendor credit, Benefit deposit or any other deal created using your Card.
Starting Out:
A. Activating Your Card & Selecting a PIN
- By accepting this Card, you consent to phone customer support during the quantity below to pick your PIN and stimulate your Card. Start to see the enclosed Direct Express В® Debit Mastercard В® Card pamphlet to find out more.
- Maintain your PIN in a place that is safe. Try not to compose it in your Card or ensure that it it is near your Card.
B. Whenever your Funds can be obtained
- Once you’ve activated your Card and chosen your PIN and we also have actually credited and received funds through the Agency to your Card Account, you can start utilizing your Card. These funds are often available the exact same working day we receive them.
- In the event that Card Account is credited with a sum you’re not eligible to get, the total amount may be deducted through the Card Account without previous notice for your requirements. In the event that wrong quantity is through the Agency and also you utilized those funds, the Agency can reclaim those funds. Whenever we sustain a loss as a consequence of either among these circumstances, we might recover those funds away from you or your property. (See Section XI, “changes to Your Card Account”)
- You may not deposit funds to your Card Account. With the exception of credits from merchants (for returns or modifications), just the Agency may include funds into the Card Account.